read the fine print
It’s easy to get carried away when you’ve spotted a great rate. But be cautious. The devil is always in the detail. A headline rate will not necessarily reflect the true cost to you. Before signing on the dotted line, do your sums. Remember to consider all of the associated costs when buying a property, such as advice, arrangement fees, legal costs and stamp duty. Together, these can amount to a fairly sizeable chunk.
The last thing you need when signing up to the largest financial commitment you’re likely to make, is a costly surprise further down the line. Once we’ve sourced the most suitable mortgage for you, we can help with all the application paperwork and will give you a clear breakdown of costs.
Some lenders will dangle carrots, such as free valuations; free legal costs or they may waive arrangement fees. If these incentives are important to you, we can factor them into our search to find your ideal mortgage partner.