Underwriting Requirements

Now you’ve got a bit more information about life assurance cover and the other variations let’s recap on the questions you’re likely to be asked before you take out your policy:
• Your age
• Your gender
• If you smoke
• How much alcohol you drink
• Your past and current medical conditions (very important as an insurance provider can refuse to pay out if you don’t disclose this)
• If you have a risky occupation or take part in risky sports (AGAIN very important as an insurance provider can refuse to pay out if you don’t disclose this)