Our Business Philosophy

This is our NEW NORMAL

If the COVID19 Lock down has taught us anything, its taught us that we can work from home. Yes at times its been tough with the family all working in separate rooms and IT gear spread around the house.

In May I took the conscious decision to make this a permanent move and started planning a garden Log Cabin office. Finally after weeks of hard work the New Office is open for Business.

Not only is this a safer environment for my wife and I, it also cuts our Carbon Footprint – We now walk to Work.

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Our aim is to help individuals and businesses to achieve their financial goals. Our approach is straightforward. You tell us about your current situation and about your financial objectives and when you want to achieve them. We develop a practical plan designed to help you meet those objectives. We’ll discuss the plan with you and agree the course of action you want to take. Whilst the final decisions are of course yours, we’re here to help and guide you with jargon-free advice both now and in the future.

Sir Winston Churchill once said:
If I had my way, I would write the word ‘insure’ upon the door of every cottage and upon the blotting book of every public man, because I am convinced for sacrifices which are Inconceivably small, families and estates can protect against Catastrophes, which would otherwise smash them forever.
It is our duty to arrest the ghastly waste, not merely of human happiness, but national strength, which follows when, through the death of the breadwinner, the frail boat in which the family are embarked, flounders, and women and children and estates are left to struggle in the dark waters of a friendless world.”

Our Services

Protection

The benefits of insuring ourselves against undesirable events cannot be overlooked. Families and estates can protect against Catastrophes, which would otherwise smash them forever.

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Mortgages

We search for the best Mortgage to suit your needs.

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Savings & Investments

Getting the most out of your savings is vital. We analyse your needs and make suitable recommendation based on your needs and aspirations.

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Inheritance Tax Planning

Only a small percentage of estates are large enough to incur Inheritance Tax (IHT), but you mustn’t forget to factor this tax into your plans when you make your will. We can explain what IHT is, how to work out what you need to pay and when, and some of the ways you can reduce this tax. Including Gifting, Life Insurance written in Trust and the use of Business Property Relief (BPR). As this is a very complex issue, please contact me using the button below.

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Pensions

Retirement planning is vital we analyse the whole of the market for you to find the most suited product and provider.

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Wills & Trusts

A Will is the first building block to looking after your loved ones. If you die without a Will, then the government will decide who will inherit your estate.

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Long Term Care

It’s important to consider planning for long-term care to protect you and your family.

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Testimonials

Fox Financial Management provides an excellent service, be it on a business or on a personal level. I have found the company’s advice regarding investment opportunities particularly helpful – everything is explained fully, no matter how complex the subject. Mike has made every effort to get to know me and so the service I received feels very personal. Mike has helped me to focus on what I want out of life and is helping me realise my plans. The peace of mind we have from knowing my finances are being well managed is priceless.

Mark Jones – Retail Executive- Cardiff

We have been using Mike @ Fox Financial Management as our Financial Adviser for over 20 years. This has taken us from purchasing our first property through to our retirement portfolio. His advice is easy to understand, friendly, and professional. For us, managing our finances, investing in the right markets, and understanding any tax implications  can be daunting, so having someone who can explain things in layman’s terms, and who is happy to talk about our investments, queries or concerns at all times, is a great benefit to us. Mike keeps in touch regularly, arranges an annual review to ensure that everything is still as we require and still meets our aims, and sends us quarterly updates of how our portfolio is performing. We feel most importantly Mike has considered our needs in advance of any potential requirements we may have and has advised us when any opportunities or upheavals appear in the markets, giving us consistently robust advice. As a result of all this we feel happy and confident that our retirement funds are in great hands, and that we do not need to worry about our future with regards to Financial Management.

Mike and Sarah Hebson. Cardiff

Mike takes the hassle and stress out of everything and his professionalism is exemplary. Mike took the time to really understand our personal and professional financial goals.
Mike has helped us understand risk and how to weigh up the pro’s and con’s of investment options, and we’ve already seen healthy returns.
If you’re looking for an upbeat, positive and enthusiastic Financial Advisor – then Mike Fox is the man. Mike is a delight to work with. Very amenable, accommodating and thoughtful.
I think the message is clear – you’re fab and we love working with you.
Sam & Shauna x.
Hang Fire Southern Kitchen.

I’ve known Mike for over 5 years and have valued his advice throughout this period. He has helped me with various mortgages and the setting up of a Pension Scheme. I trust him with my financial affairs. I will be recommending him to my friends and family.

Dr Tom Greenfield
Chiropractor.
The Tuning Room. Cardiff

Last year, with the death of my partner, my small boat was definitely in peril of floundering.

Fortunately, we already had Mike on board to steer us in the right direction and our trusted advisor became my trusted family friend.

Without Mike’s help at that difficult time, neither I nor my children would be in such a secure financial position. When things get tough you find out who your true friends are.

I strongly recommend Fox Financial Management and am only too grateful that Mike is there to guide me through the complexities of financial and pension planning.

Nikki Mitchell

Want to know more?

To find out more or to arrange a meeting with us, please call 07764 938 261, or email mike@foxfinancialmanagement.co.uk